Buy crypto straight to your own wallet
Pay in your local currency and receive USDC on Solana in a wallet only you control. Your keys, your wallet — we never hold your funds.
- Non-custodial — your keys, your wallet
- Payments via licensed providers
- Fast settlement on Solana
Estimate — the provider shows final amounts at checkout.
We keep as much as possible on our page; you complete payment securely with a licensed provider.
Pay with card, bank transfer, and more
Everything you need to move crypto
Buy
Turn local currency into USDC in your own wallet.
Sell
Cash out crypto to your bank where supported.
Swap
Exchange one token for another, non-custodially.
How it works
- 01
Pay in your local currency
- 02
A licensed provider completes payment and any checks securely
- 03
USDC arrives in your own self-custody wallet
Get paid in crypto, keep your own wallet
Create a payment link with the amount you want to charge.
Share it. Your payer pays in their local currency (TRY, USD, EUR and more).
A licensed provider handles payment and verification; USDC lands in your wallet.
You receive USDC on Solana directly. We never hold your funds, and there is no surprise fee for your payer.
Who it's for
Individuals buying USDC straight to a wallet they control.
Freelancers and companies collecting payments without giving up custody.
Affiliates who share MonaxPay and may earn a commission on referrals. No income is promised, and we are not approved by any regulator.
Check your coverage
See available countries and currencies before you start.
Simple, transparent pricing
One small fee, paid in advance. No subscription, no hidden costs, no surprise charge for your payers.
Prepaid fee credit of about 1% (~100 bps). You top up a fee balance, and each payment draws from it.
- No monthly subscription. You only pay for the volume you actually process.
- No hidden fees. Licensed onramp and network costs are shown clearly before payment.
Security and compliance
Non-custodial by design. Your keys, your wallet — we never hold your funds.
Payments run through licensed onramp providers. We keep as much as possible on our page, and you complete payment securely with a licensed provider.
Identity checks are kept minimal for small amounts. Larger amounts or extra review can take a bit more time.
Unlike custodial wallets and exchanges, we never take possession of your crypto. It goes straight to a wallet only you control.
Affiliate program
Share MonaxPay with your audience and earn a commission on referred activity.
Sign up, share your link, and track referrals in your dashboard.
You may earn a commission on the fees from referred activity. Rewards depend on real, completed usage.
Disclosure: affiliate links may earn you a commission. This is not investment advice, and there is no promise of income or returns. MonaxPay is not approved or endorsed by any regulator.
Frequently asked questions
Is it safe? Do you hold my crypto?
We are non-custodial: your crypto goes straight to your own wallet and we never hold your funds. Payment is completed with a licensed provider.
How long does it take?
Most payments arrive within minutes once the provider confirms. A first-time identity check or extra review can add some time.
What are the fees?
Our fee is about 1%, paid from a prepaid fee credit. There is no subscription and no hidden fee. Licensed provider and network costs are shown before you pay.
Which wallet can I use, and how do I withdraw?
Use any self-custody Solana wallet you control, such as Phantom. Funds (USDC on Solana) land directly in your wallet — there is nothing to withdraw from us, because we never hold it.
Is there a minimum amount?
Minimums depend on the licensed provider and the payment method, and are shown before you confirm. Small amounts keep identity checks minimal.
Do I need an account?
To buy crypto to your own wallet, no MonaxPay account is needed. To create shareable payment links and receive USDC as a merchant, you sign up and complete verification.